Kerrytown Mortgage Services
Kerrytown is Ann Arbor's historic market district, with condos and townhomes that suit conventional and investor financing. Ramzi Faraj helps Kerrytown buyers finance condos and rentals through Citizens State Bank.
Historic market district — condos and townhomes.
Condo and investor financing fit Kerrytown's housing mix.
As your Mortgage Coach for Life, Ramzi Faraj takes time to understand your full financial picture — income, tax strategy, and long-term property goals — before recommending a loan structure. Backed by Citizens State Bank's in-house underwriting and local decision making, borrowers in Kerrytown get clear guidance and consistent communication from application through closing and beyond.
Ramzi Faraj
NMLS #162269Citizens State BankFinancing homes in Kerrytown? Talk to Ramzi for a scenario review tailored to this area's market.
Keys to Your Mortgage
A Simple Guide to Buying a Home with Confidence
Buying or refinancing a home in Kerrytown? Download Ramzi Faraj's free book — practical insights on second homes, investment properties, bank statement loans, and down payment assistance. No form required, instant PDF download.
Neighborhoods in Kerrytown
Explore local mortgage guidance for specific neighborhoods served within Kerrytown.
Mortgage Programs Available in Kerrytown
Ramzi's primary focus programs, available to qualified borrowers in Kerrytown through Citizens State Bank.
Second Home Loans
Financing tailored for vacation properties, lakefront retreats, and secondary residences across Michigan.
Explore Primary FocusInvestment Property Loans
Custom financing strategies for real estate investors building wealth through rental portfolios and DSCR loans.
Explore Primary FocusBank Statement Loans
Specialized qualification for self-employed professionals, entrepreneurs, and business owners without W-2 income.
Explore Primary FocusJumbo Loans
High-balance mortgage solutions exceeding Fannie Mae / Freddie Mac conforming limits for luxury luxury properties.
Explore Primary FocusDown Payment Assistance (DPA)
State and local grant & second-mortgage programs to significantly lower upfront costs for eligible Michigan buyers.
Explore Primary FocusMichigan MCC Program
The Michigan Mortgage Credit Certificate program offering a direct dollar-for-dollar federal tax credit every year.
ExploreServing Kerrytown
Ramzi Faraj originates mortgages for buyers and homeowners throughout Kerrytown. While loans are coordinated from the Citizens State Bank office in Royal Oak, Ramzi serves this area by phone, video, and in-person appointment.
Kerrytown Mortgage FAQs
Direct answers about financing a home in Kerrytown with Ramzi Faraj and Citizens State Bank.
Can I finance a home in Kerrytown with Citizens State Bank?
Yes. Ramzi Faraj originates mortgages for homes in Kerrytown, Ann Arbor, through Citizens State Bank, with conventional, FHA, VA, jumbo, condo, and investment options for qualified borrowers.
Is Kerrytown a good area for first-time buyers?
Kerrytown offers a range of entry points. Eligible first-time buyers may use down payment assistance and the Michigan MCC; contact Ramzi to review program eligibility for a specific Kerrytown property.
Where is the nearest Citizens State Bank mortgage office to Kerrytown?
Ramzi is based at 32500 Woodward Ave, Royal Oak, MI 48073 in Washtenaw County. He serves Kerrytown by phone, video, and in-person appointment at (248) 613-9044.
What Our Clients Say About Ramzi Faraj & Citizens State Bank
Real feedback from homeowners, investors, and clients across Michigan who trusted Ramzi with their mortgage journey.
Ready to Finance a Home in Kerrytown?
Buying, refinancing, or investing in Kerrytown? Talk to Ramzi Faraj at Citizens State Bank — your Mortgage Coach for Life serving Kerrytown.
Call Ramzi Directly
Get immediate answers to your mortgage questions. Speak directly with Ramzi Faraj today.
Schedule a Conversation
Pick a date and time that fits your calendar for a detailed mortgage strategy session.
Apply Online Now
Start your secure online application with Citizens State Bank in just a few minutes.
Have Questions? Request a Quick Call Back
Send Ramzi a direct message and he will respond promptly.
Ramzi Faraj — Citizens State Bank
Mortgage Coach for Life