Why Choose Community First Home Mortgage? Easy: M.C.C.

• Did you know that the MCC tax credit can give you a federal tax credit of up to 20% of the annual mortgage interest paid on your mortgage?
• Did you know that the MCC tax credit is available for the life of the original mortgage (up to 30 years)?

At Community First Home Mortgage, we work with homebuyers to take advantage of every opportunity to make their home purchase more affordable. A Mortgage Credit Certificate (MCC) can do just that, by reducing your federal tax liability by up to $2,000 annually, which often results in a larger tax refund for you and your family.

More about the MCC Tax Credit:

  • Utilize the MCC Tax Credit regardless of whether you itemize or take a standard deduction
  • Take 20% of your mortgage interest as a tax credit and still deduct the remaining 80%
  • You can only take the credit up to the amount of your tax liability
  • Carry over unclaimed credit for up to 3 years

Please contact me by clicking one of the options below so I can learn more about your situation and develop a customized plan for you. There is no obligation and I really want to help you to achieve your homeownership goals while making sure you do not miss out on any programs that can benefit you and your family.
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