headshotRamzi Faraj
VP, Consumer Lending Manager
Direct: 248-613-9044

NMLS# 162269
Email: rfaraj@micsb.com
I have been serving my clients for 30 years now helping over 3,000 families achieve homeownership and truly love what I do. After graduating from the University of Michigan I worked in several industries until I was fortunate enough to be introduced to the mortgage business by a friend of the family.  I have never looked back as I love what I get to do every day. My passion is helping you make the right decisions with one of the biggest and most important things in your life-your home. I understand how important your home is to your family.  I really enjoy what I do and look forward to helping you in any way possible. 
Citizens State Bank
NMLS ID 729779
EQUAL HOUSING LENDER
Ramzi Faraj
VP, Consumer Lending Manager
NMLS #162269
Phone: 248-613-9044
Email: rfaraj@micsb.com

Office Address:
32500 Woodward Avenue
Royal Oak, MI 48073

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