headshotRamzi Faraj
VP, Consumer Lending Manager
Direct: 248-613-9044

NMLS# 162269
Email: rfaraj@micsb.com
I have been serving my clients for 30 years now helping over 3,000 families achieve homeownership and truly love what I do. After graduating from the University of Michigan I worked in several industries until I was fortunate enough to be introduced to the mortgage business by a friend of the family.  I have never looked back as I love what I get to do every day. My passion is helping you make the right decisions with one of the biggest and most important things in your life-your home. I understand how important your home is to your family.  I really enjoy what I do and look forward to helping you in any way possible. 
Citizens State Bank 32500 Woodward Avenue, Royal Oak, MI 48073
Citizens State Bank
NMLS ID 729779
EQUAL HOUSING LENDER
Ramzi Faraj
VP, Consumer Lending Manager
NMLS #162269
Phone: 248-613-9044
Email: rfaraj@micsb.com

Office Address:
32500 Woodward Avenue
Royal Oak, MI 48073

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